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Important information about your health insurance

Important information about your 2017 health insurance

The end of the calendar year is important in regards to your insurance coverage for many reasons. Most insurance policies for chiropractic care in Tampa are based upon the calendar year. Therefore, most policies renew on January 1st.

The end of the calendar year is important in regards to your insurance coverage for many reasons. Most insurance policies for chiropractic care in Tampa are based upon the calendar year. Therefore, most policies renew on January 1st. This is important because often times, the contributions you have made towards your out of pocket expenses like deductibles will reset in the new year. For example, if you have satisfied your $1000 deductible in 2017, you may have to pay a new $1000 deductible in 2018.

Furthermore, for chiropractic care, most plans of have a maximum number of medically necessary that are allowed per calendar year that do not carry into the following year. Therefore, if you have not used all of your allowed visits, they do not customarily roll over into the following. So either you use your visits or lose them. This is especially true if you have remaining visits and have met your out of pocket expenses like deductibles.

If you need medically necessary care such chiropractic care, massage therapy or physical therapy now is the right time to use your insurance benefits.

NOTE: If you have been involved in a motor vehicle accident in Tampa and using PIP benefits, then this does not apply to you. PIP benefits cover personal injury patients that have been hurt in a car accident. These benefits are not based upon the total number of visits or on a calendar year. They are covered per incident.

Please call us today to schedule your visit. 813-253-0711